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BDI

Core & infrastructure

Instant Payments: FedNow & RTP

Connectivity and processing services for real-time payment networks such as FedNow and the RTP network.

Buying context

Why it matters

Instant rails settle continuously and leave little time to correct a bad instruction. A bank must understand liquidity, message handling, fraud decisions, and operational coverage before enabling receive or send capabilities.

Due diligence

Questions to ask

  1. Which receive, request-for-payment, and send functions are live today rather than on the roadmap?
  2. Where are transaction limits and fraud decisions enforced before an irrevocable payment is released?
  3. How does the service monitor settlement positions outside normal banking hours?
  4. What manual process applies when the core, network connection, or fraud service is unavailable?

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Company listings

The directory does not yet list vendors in this category. Companies can review the listing terms and contact Bank Data Insights to be considered.

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