concentration

Agricultural Loans to Capital

Agricultural production loans as a percentage of total risk-based capital.

As of Q1 2026FDICLNAGFDICRBCSource retrieved 2026-08-01

National median

1.4%

Middle half

0.0%24.4%

Direction

Context dependent

What it means

Why this metric matters

The ratio compares a cyclical loan category with the capital available to absorb loss. It is most useful beside farmland exposure and agricultural peers.

How it is calculated

agricultural / NULLIF(total_risk_based_capital, 0) * 100

Source fields: LNAG + RBC. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

2,524 observations · Q1 2026

10th percentile

0.0%

25th percentile

0.0%

Median

1.4%

75th percentile

24.4%

90th percentile

84.0%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes