margin

Yield on Earning Assets

Annualized interest income earned as a percentage of average earning assets.

As of Q1 2026FDICINTINCYSource retrieved 2026-08-01

National median

5.50%

Middle half

4.98%6.07%

Direction

Higher is favorable

What it means

Why this metric matters

This yield shows the price and mix of loans and securities before funding cost. It helps separate asset repricing from deposit and borrowing pressure.

How it is calculated

INTINCY

Source field: INTINCY. Annualized as described in the methodology.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

4.50%

25th percentile

4.98%

Median

5.50%

75th percentile

6.07%

90th percentile

6.65%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes