Skip to main content
BDI

Fintech partnerships

Embedded Finance

Financial products or functions placed inside a nonbank company's software or customer workflow.

Buying context

Why it matters

Embedding can make a service convenient while obscuring which party provides it and handles a problem. Product design, disclosures, data, oversight, and exit plans should preserve the bank's responsibilities.

Due diligence

Questions to ask

  1. Where does the customer see the bank's role, terms, disclosures, support path, and privacy practices?
  2. Which eligibility, pricing, transaction, servicing, complaint, and closure decisions can the nonbank make?
  3. What bank data reaches the partner or its subcontractors, and for which defined purposes?
  4. How can a product or partner be suspended without stranding customers, balances, disputes, or records?

Alphabetical, not ranked

Company listings

The directory does not yet list vendors in this category. Companies can review the listing terms and contact Bank Data Insights to be considered.

Related categories