BDI

liquidity

Cash to Assets

Cash and due-from-bank balances as a percentage of total assets.

As of Q1 2026FDICCHBALFDICASSETSource retrieved 2026-08-01

National median

6.89%

Middle half

3.52%11.93%

Direction

Higher is favorable

What it means

Why this metric matters

Cash is immediately available to meet withdrawals and payments. Holding more supports resilience but usually earns less than loans or securities.

How it is calculated

Formula and source fields

cash_and_due / NULLIF(total_assets, 0) * 100

Source fields: CHBAL + ASSET. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

1.88%

25th percentile

3.52%

Median

6.89%

75th percentile

11.93%

90th percentile

18.93%
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    The Bank of East Asia Ltd.NY
    0.00%
  2. 2
    Davidson Trust Co.MT
    0.00%
  3. 3
    John Deere Financial, f.s.b.WI
    0.02%
  4. 4
    Northwestern Mutual Wealth ManagementWI
    0.04%
  5. 5
    Country Trust BankIL
    0.11%
  6. 6
    Fidelity Personal Trust Company, FSBNH
    0.14%
  7. 7
    Solera National BankCO
    0.20%
  8. 8
    Liberty Bank for SavingsIL
    0.31%
  9. 9
    Integro BankAZ
    0.37%
  10. 10
    Merchants Bank of IndianaIN
    0.41%

Highest reported values

  1. 1
    Emigrant Mercantile BankNY
    100.00%
  2. 2
    BMO Harris Central National AssociationIL
    97.81%
  3. 3
    JPMorgan Chase Bank, DearbornMI
    97.45%
  4. 4
    Deutsche Bank Trust Company DelawareDE
    97.22%
  5. 5
    HSBC Trust Company (Delaware), National AssociationDE
    96.77%
  6. 6
    Liberty Bank of New JerseyNJ
    95.95%
  7. 7
    Sumitomo Mitsui Trust Bank (U.S.A.) LimitedNJ
    95.74%
  8. 8
    Credit First National AssociationOH
    94.62%
  9. 9
    Bank Of Jackson Hole TrustWY
    89.30%
  10. 10
    Young Americans BankCO
    89.28%

Continue exploring

Related metrics

Loans to DepositsSecurities to AssetsAvailable-for-Sale SecuritiesHeld-to-Maturity SecuritiesCore Deposits