liquidity

Held-to-Maturity Securities

Securities the bank asserts it intends and is able to hold until maturity.

As of Q1 2026FDICSCHASource retrieved 2026-08-01

National median

Middle half

$0$4.1M

Direction

Context dependent

What it means

Why this metric matters

HTM accounting avoids routine fair-value changes in equity but limits sale flexibility. A large portfolio can constrain liquidity when unrealized losses are substantial.

How it is calculated

SCHA

Source field: SCHA. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

25th percentile

Median

75th percentile

$4.1M

90th percentile

$58.9M

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

Highest reported values

1
Bank of America, National AssociationNC
$515B
2
JPMorgan Chase Bank, National AssociationOH
$272B
3
Wells Fargo Bank, National AssociationSD
$204B
4
Citibank, National AssociationSD
$175B
5
Charles Schwab Bank, SSBTX
$112B
6
U.S. Bank National AssociationOH
$75.4B
7
PNC Bank, National AssociationDE
$69.2B
8
The Bank of New York MellonNY
$48.8B
9
Truist BankNC
$46.4B
10
Goldman Sachs Bank USANY
$43.5B

Continue exploring

Loans to Deposits Cash to Assets Securities to Assets Available-for-Sale Securities Core Deposits

Why this metric matters

Formula and source fields

Across active reporting banks

Highest and lowest banks

Lowest reported values

Highest reported values

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