$541B
+2.6%y/y
Percentile by value95th percentileby value
FDIC
ASSETTB
Truist Bank
Charlotte, North CarolinaFDIC Cert #9846
STATEEstablished 18721,931 branches
Holding company: TRUIST FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportTruist Bank reported $541B in total assets. Deposits declined 0.05% over the prior year.
Return on assets was 1.16%, compared with an asset-peer median of 1.19%. The leverage ratio was 9.89%.
- Why is Total Assets above asset peers?
- Why is CRE Concentration to Capital below asset peers?
- Why is Deposit Growth, Year over Year below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$414B
−0.1%y/y
Percentile by value94th percentileby value
FDIC
DEP$326B
+7.1%y/y
Percentile by value96th percentileby value
FDIC
LNLSNET1.16%
+16 bpsy/y
Peer standing46th percentile
FDIC
NETINC + ROA51.97%
−210 bpsy/y
Peer standing63rd percentile
FDIC
NONIX + NIM + NONII + EEFFR9.89%
−6 bpsy/y
Peer standing49th percentile
FDIC
RBC1AAJPercentiles compare this bank with 154 banks with $10 billion or more.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $510B | $413B |
| Q3 2021 | $517B | $420B |
| Q4 2021 | $529B | $428B |
| Q1 2022 | $531B | $439B |
| Q2 2022 | $532B | $436B |
| Q3 2022 | $534B | $427B |
| Q4 2022 | $546B | $425B |
| Q1 2023 | $565B | $417B |
| Q2 2023 | $547B | $418B |
| Q3 2023 | $535B | $412B |
| Q4 2023 | $528B | $408B |
| Q1 2024 | $527B | $406B |
| Q2 2024 | $512B | $397B |
| Q3 2024 | $515B | $400B |
| Q4 2024 | $523B | $402B |
| Q1 2025 | $527B | $414B |
| Q2 2025 | $536B | $418B |
| Q3 2025 | $536B | $404B |
| Q4 2025 | $540B | $409B |
| Q1 2026 | $541B | $414B |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $18.3B |
| Investor CRE | $16.3B |
| Multifamily | $8.28B |
| Construction | $7.99B |
| 1–4 family | $67.8B |
| C&I | $77B |
| Agriculture | $568M |
| Other | $135B |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.16%46th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.71%Median 1.19%90th 1.78%Observations 154
ROE
FDIC
NETINC + ROE9.96%45th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 5.61%Median 10.41%90th 17.71%Observations 154
NIM
FDIC
NIM + NIMY3.15%35th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 1.82%Median 3.47%90th 4.57%Observations 160
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR51.97%63rd percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 36.04%Median 55.21%90th 70.91%Observations 154
Deposits YoY
FDIC
DEP−0.05%17th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.59%Median +5.37%90th +32.48%Observations 160
Loans YoY
FDIC
LNLSNET+7.07%50th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +0.55%Median +7.07%90th +38.62%Observations 159
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.75%49th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.17%Median 0.75%90th 1.66%Observations 159
Leverage
FDIC
RBC1AAJ9.89%49th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 7.38%Median 9.94%90th 11.94%Observations 160
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.69%51st percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.87%Median 2.70%90th 3.93%Observations 154
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC56%24th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 4%Median 172%90th 301%Observations 154
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.16%68th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.18%Median 0.92%90th 1.84%Observations 39
ROE
FDIC
NETINC + ROE9.96%58th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 0.85%Median 8.99%90th 14.57%Observations 39
NIM
FDIC
NIM + NIMY3.15%37th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.49%Median 3.32%90th 4.24%Observations 39
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR51.97%87th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 51.18%Median 67.13%90th 91.37%Observations 39
Deposits YoY
FDIC
DEP−0.05%19th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.59%Median +5.99%90th +17.55%Observations 38
Loans YoY
FDIC
LNLSNET+7.07%53rd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −2.21%Median +7.05%90th +14.68%Observations 37
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.75%28th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.03%Median 0.38%90th 1.51%Observations 37
Leverage
FDIC
RBC1AAJ9.89%24th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.58%Median 11.44%90th 23.08%Observations 39
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.69%38th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.63%Median 2.44%90th 3.45%Observations 38
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC56%26th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 8%Median 174%90th 282%Observations 28
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.16%75th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.92%Median 1.12%90th 1.37%Observations 5
ROE
FDIC
NETINC + ROE9.96%25th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 9.71%Median 11.21%90th 11.96%Observations 5
NIM
FDIC
NIM + NIMY3.15%50th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.75%Median 3.15%90th 3.59%Observations 5
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR51.97%75th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 49.64%Median 54.10%90th 61.21%Observations 5
Deposits YoY
FDIC
DEP−0.05%0th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +0.93%Median +2.72%90th +10.17%Observations 5
Loans YoY
FDIC
LNLSNET+7.07%25th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +6.41%Median +8.67%90th +11.95%Observations 5
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.75%75th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.58%Median 0.81%90th 2.85%Observations 5
Leverage
FDIC
RBC1AAJ9.89%50th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 7.41%Median 9.89%90th 10.79%Observations 5
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.69%75th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.18%Median 2.71%90th 3.50%Observations 5
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC56%25th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 38%Median 90%90th 253%Observations 5
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 1,931 branches
- Headquarters
- Charlotte, NC
FDIC
OFFDOMOpen the North Carolina dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data