profitability

Return on Equity

Annualized net income earned for every dollar of average equity capital.

As of Q1 2026FDICNETINCFDICROESource retrieved 2026-08-01

National median

11.26%

Middle half

7.06%15.46%

Direction

Higher is favorable

What it means

Why this metric matters

ROE shows the return generated on shareholders' capital. A high result can reflect strong earnings, high leverage, or both, so capital ratios must be read beside it.

How it is calculated

net_income_ytd_annualized / NULLIF(avg_equity, 0) * 100

Source fields: NETINC + ROE. Annualized as described in the methodology.

Read the calculation methodology →

National distribution

Across active reporting banks

4,235 observations · Q1 2026

10th percentile

2.98%

25th percentile

7.06%

Median

11.26%

75th percentile

15.46%

90th percentile

19.93%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes