profitability

Return on Assets

Annualized net income earned for every dollar of average assets.

As of Q1 2026FDICNETINCFDICROASource retrieved 2026-08-01

National median

1.19%

Middle half

0.77%1.61%

Direction

Higher is favorable

What it means

Why this metric matters

ROA is the cleanest single measure of how well a bank turns its balance sheet into profit. It permits comparison across very different institution sizes.

How it is calculated

net_income_ytd_annualized / NULLIF(avg_assets, 0) * 100

Source fields: NETINC + ROA. Annualized as described in the methodology.

Read the calculation methodology →

National distribution

Across active reporting banks

4,235 observations · Q1 2026

10th percentile

0.34%

25th percentile

0.77%

Median

1.19%

75th percentile

1.61%

90th percentile

2.08%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes