profitability

Net Income, Year to Date

Profit after provisions, operating expenses, taxes, and other recognized items for the year to date.

As of Q1 2026FDICNETINCSource retrieved 2026-08-01

National median

$1.1M

Middle half

$387K$3.01M

Direction

Higher is favorable

What it means

Why this metric matters

Net income is the earnings ultimately available to build capital or pay dividends. Comparing it across periods requires care because Call Report income fields accumulate through the year.

How it is calculated

NETINC

Source field: NETINC. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,235 observations · Q1 2026

10th percentile

$117K

25th percentile

$387K

Median

$1.1M

75th percentile

$3.01M

90th percentile

$9.83M

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes