$2.67T
+2.2%y/y
Percentile by value99th percentileby value
FDIC
ASSETBA
Bank of America, National Association
Charlotte, North CarolinaFDIC Cert #3510
OCCEstablished 19043,610 branches
Holding company: BANK OF AMERICA CORPRegulator: OCC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportBank of America, National Association reported $2.67T in total assets. Deposits grew 2.72% over the prior year.
Return on assets was 1.12%, compared with an asset-peer median of 1.19%. The leverage ratio was 7.14%.
- Why is Total Assets above asset peers?
- Why is CRE Concentration to Capital below asset peers?
- Why is Tier 1 Leverage Ratio below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$2.13T
+2.7%y/y
Percentile by value99th percentileby value
FDIC
DEP$1.19T
+8.8%y/y
Percentile by value99th percentileby value
FDIC
LNLSNET1.12%
+2 bpsy/y
Peer standing40th percentile
FDIC
NETINC + ROA54.10%
−298 bpsy/y
Peer standing58th percentile
FDIC
NONIX + NIM + NONII + EEFFR7.14%
−48 bpsy/y
Peer standing9th percentile
FDIC
RBC1AAJPercentiles compare this bank with 154 banks with $10 billion or more.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $2.35T | $1.99T |
| Q3 2021 | $2.4T | $2.03T |
| Q4 2021 | $2.52T | $2.14T |
| Q1 2022 | $2.51T | $2.15T |
| Q2 2022 | $2.44T | $2.08T |
| Q3 2022 | $2.41T | $2.03T |
| Q4 2022 | $2.42T | $2.04T |
| Q1 2023 | $2.52T | $2.02T |
| Q2 2023 | $2.45T | $1.99T |
| Q3 2023 | $2.47T | $1.98T |
| Q4 2023 | $2.54T | $2.03T |
| Q1 2024 | $2.55T | $2.05T |
| Q2 2024 | $2.55T | $2.02T |
| Q3 2024 | $2.57T | $2.02T |
| Q4 2024 | $2.59T | $2.06T |
| Q1 2025 | $2.62T | $2.07T |
| Q2 2025 | $2.67T | $2.11T |
| Q3 2025 | $2.65T | $2.09T |
| Q4 2025 | $2.64T | $2.1T |
| Q1 2026 | $2.67T | $2.13T |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $24.3B |
| Investor CRE | $36.2B |
| Multifamily | $8.35B |
| Construction | $9.7B |
| 1–4 family | $255B |
| C&I | $314B |
| Agriculture | $2.35B |
| Other | $555B |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.12%40th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.71%Median 1.19%90th 1.78%Observations 154
ROE
FDIC
NETINC + ROE12.16%64th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 5.61%Median 10.41%90th 17.71%Observations 154
NIM
FDIC
NIM + NIMY2.50%18th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 1.82%Median 3.47%90th 4.57%Observations 160
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR54.10%58th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 36.04%Median 55.21%90th 70.91%Observations 154
Deposits YoY
FDIC
DEP+2.72%33rd percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.59%Median +5.37%90th +32.48%Observations 160
Loans YoY
FDIC
LNLSNET+8.78%58th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +0.55%Median +7.07%90th +38.62%Observations 159
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.81%44th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.17%Median 0.75%90th 1.66%Observations 159
Leverage
FDIC
RBC1AAJ7.14%9th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 7.38%Median 9.94%90th 11.94%Observations 160
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.71%49th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.87%Median 2.70%90th 3.93%Observations 154
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC27%16th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 4%Median 172%90th 301%Observations 154
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.12%63rd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.18%Median 0.92%90th 1.84%Observations 39
ROE
FDIC
NETINC + ROE12.16%76th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 0.85%Median 8.99%90th 14.57%Observations 39
NIM
FDIC
NIM + NIMY2.50%11th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.49%Median 3.32%90th 4.24%Observations 39
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR54.10%82nd percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 51.18%Median 67.13%90th 91.37%Observations 39
Deposits YoY
FDIC
DEP+2.72%41st percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.59%Median +5.99%90th +17.55%Observations 38
Loans YoY
FDIC
LNLSNET+8.78%75th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −2.21%Median +7.05%90th +14.68%Observations 37
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.81%25th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.03%Median 0.38%90th 1.51%Observations 37
Leverage
FDIC
RBC1AAJ7.14%0th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.58%Median 11.44%90th 23.08%Observations 39
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.71%35th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.63%Median 2.44%90th 3.45%Observations 38
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC27%15th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 8%Median 174%90th 282%Observations 28
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.12%50th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.92%Median 1.12%90th 1.37%Observations 5
ROE
FDIC
NETINC + ROE12.16%100th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 9.71%Median 11.21%90th 11.96%Observations 5
NIM
FDIC
NIM + NIMY2.50%0th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.75%Median 3.15%90th 3.59%Observations 5
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR54.10%50th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 49.64%Median 54.10%90th 61.21%Observations 5
Deposits YoY
FDIC
DEP+2.72%50th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +0.93%Median +2.72%90th +10.17%Observations 5
Loans YoY
FDIC
LNLSNET+8.78%75th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +6.41%Median +8.67%90th +11.95%Observations 5
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.81%50th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.58%Median 0.81%90th 2.85%Observations 5
Leverage
FDIC
RBC1AAJ7.14%0th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 7.41%Median 9.89%90th 10.79%Observations 5
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.71%50th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.18%Median 2.71%90th 3.50%Observations 5
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC27%0th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 38%Median 90%90th 253%Observations 5
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 3,610 branches
- Headquarters
- Charlotte, NC
FDIC
OFFDOMOpen the North Carolina dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data