capital

Tier 1 Leverage Ratio

Tier 1 capital relative to the regulatory average-assets denominator without risk weighting.

As of Q1 2026FDICRBC1AAJSource retrieved 2026-08-01

National median

10.86%

Middle half

9.62%12.88%

Direction

Higher is favorable

What it means

Why this metric matters

The leverage ratio prevents low risk weights from producing too little capital against total exposure. Five percent is the generally applicable well-capitalized threshold.

How it is calculated

RBC1AAJ

Source field: RBC1AAJ. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

8.80%

25th percentile

9.62%

Median

10.86%

75th percentile

12.88%

90th percentile

15.88%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.The dashed reference marks the well-capitalized threshold from 12 CFR 6.4 / 208.43 / 324.403. It is a supervisory screening criterion, not a limit or violation finding.

Reported extremes