capital

Common Equity Tier 1 Ratio

Common equity Tier 1 capital as a percentage of risk-weighted assets.

As of Q1 2026FDICIDT1CERSource retrieved 2026-08-01

National median

11.77%

Middle half

0.00%15.36%

Direction

Higher is favorable

What it means

Why this metric matters

CET1 is the highest-quality regulatory capital measure. A 6.5% ratio is the generally applicable well-capitalized threshold before institution-specific buffers.

How it is calculated

IDT1CER

Source field: IDT1CER. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

0.00%

25th percentile

0.00%

Median

11.77%

75th percentile

15.36%

90th percentile

21.29%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.The dashed reference marks the well-capitalized threshold from 12 CFR 6.4 / 208.43 / 324.403. It is a supervisory screening criterion, not a limit or violation finding.

Reported extremes