capital

Tier 1 Risk-Based Capital Ratio

Tier 1 regulatory capital as a percentage of risk-weighted assets.

As of Q1 2026FDICIDT1RWAJRSource retrieved 2026-08-01

National median

11.80%

Middle half

0.00%15.39%

Direction

Higher is favorable

What it means

Why this metric matters

Tier 1 capital emphasizes stronger, going-concern loss-absorbing instruments. Eight percent is the generally applicable well-capitalized threshold.

How it is calculated

IDT1RWAJR

Source field: IDT1RWAJR. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

0.00%

25th percentile

0.00%

Median

11.80%

75th percentile

15.39%

90th percentile

21.32%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.The dashed reference marks the well-capitalized threshold from 12 CFR 6.4 / 208.43 / 324.403. It is a supervisory screening criterion, not a limit or violation finding.

Reported extremes