BDI

capital

Equity to Assets

Accounting equity capital as a percentage of total assets.

As of Q1 2026FDICEQFDICASSETSource retrieved 2026-08-01

National median

10.38%

Middle half

8.91%12.52%

Direction

Higher is favorable

What it means

Why this metric matters

This simple leverage measure is transparent and unaffected by risk weights. It is not a substitute for regulatory ratios but provides a useful cross-check.

How it is calculated

Formula and source fields

total_equity / NULLIF(total_assets, 0) * 100

Source fields: EQ + ASSET. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,235 observations · Q1 2026

10th percentile

7.69%

25th percentile

8.91%

Median

10.38%

75th percentile

12.52%

90th percentile

15.51%
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    Union County Savings BankNJ
    −1.15%
  2. 2
    Mauch Chunk Trust CompanyPA
    0.24%
  3. 3
    First National Bank & Trust CompanyIL
    0.79%
  4. 4
    TrustTexas Bank, SSBTX
    0.82%
  5. 5
    First State Bank of Randolph CountyGA
    1.52%
  6. 6
    The Bank of TiogaND
    1.72%
  7. 7
    The Union Banking CompanyOH
    1.82%
  8. 8
    Phenix-Girard BankAL
    1.97%
  9. 9
    Summit National BankWY
    2.25%
  10. 10
    Bank of Cadiz and Trust CompanyKY
    2.67%

Highest reported values

  1. 1
    Generations Community BankIN
    99.15%
  2. 2
    JPMorgan Chase Bank, DearbornMI
    99.14%
  3. 3
    ITS BankIA
    97.88%
  4. 4
    HSBC Trust Company (Delaware), National AssociationDE
    97.83%
  5. 5
    Fidelity Personal Trust Company, FSBNH
    97.52%
  6. 6
    Credit First National AssociationOH
    96.25%
  7. 7
    Deutsche Bank Trust Company DelawareDE
    94.93%
  8. 8
    SEI Private Trust CompanyPA
    91.08%
  9. 9
    Edward Jones Trust CompanyMO
    91.07%
  10. 10
    Wilmington Trust, National AssociationDE
    88.62%

Continue exploring

Related metrics

Total Risk-Based Capital RatioTier 1 Risk-Based Capital RatioCommon Equity Tier 1 RatioTier 1 Leverage RatioRisk-Weighted Assets