$760M
+7.0%y/y
Percentile by value81st percentileby value
FDIC
ASSETWT
Wilmington Trust, National Association
Wilmington, DelawareFDIC Cert #34069
OCCEstablished 199543 branches
Holding company: M&T BANK CORPRegulator: OCC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportWilmington Trust, National Association reported $760M in total assets. Deposits declined 12.25% over the prior year.
Return on assets was 0.16%, compared with an asset-peer median of 1.22%. The leverage ratio was 86.88%.
- Why is Tier 1 Leverage Ratio above asset peers?
- Why is Noncurrent Loan Ratio above asset peers?
- Why is Efficiency Ratio above asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$4.99M
−12.3%y/y
Percentile by value0th percentileby value
FDIC
DEP$25M
−20.9%y/y
Percentile by value0th percentileby value
FDIC
LNLSNET0.16%
−489 bpsy/y
Peer standing5th percentile
FDIC
NETINC + ROA99.58%
+1,149 bpsy/y
Peer standing2nd percentile
FDIC
NONIX + NIM + NONII + EEFFR86.88%
+38 bpsy/y
Peer standing100th percentile
FDIC
RBC1AAJPercentiles compare this bank with 1,446 banks from $300 million to $1 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $10.3B | $9.59B |
| Q3 2021 | $9.8B | $9.01B |
| Q4 2021 | $12B | $11.1B |
| Q1 2022 | $876M | $11.8M |
| Q2 2022 | $839M | $11.3M |
| Q3 2022 | $673M | $11.2M |
| Q4 2022 | $692M | $9.54M |
| Q1 2023 | $659M | $9.24M |
| Q2 2023 | $827M | $8.94M |
| Q3 2023 | $672M | $8.68M |
| Q4 2023 | $683M | $6.02M |
| Q1 2024 | $680M | $5.94M |
| Q2 2024 | $699M | $5.85M |
| Q3 2024 | $717M | $5.85M |
| Q4 2024 | $711M | $5.76M |
| Q1 2025 | $710M | $5.69M |
| Q2 2025 | $735M | $5.38M |
| Q3 2025 | $781M | $5.22M |
| Q4 2025 | $773M | $5.13M |
| Q1 2026 | $760M | $4.99M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $0 |
| Investor CRE | $0 |
| Multifamily | $0 |
| Construction | $0 |
| 1–4 family | $25.4M |
| C&I | $0 |
| Agriculture | $0 |
| Other | $0 |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.16%5th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.42%Median 1.22%90th 2.15%Observations 1,446
ROE
FDIC
NETINC + ROE0.18%3rd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 3.97%Median 12.06%90th 20.86%Observations 1,446
NIM
FDIC
NIM + NIMY7.94%100th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.98%Median 3.83%90th 4.76%Observations 1,449
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR99.58%2nd percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 44.95%Median 62.41%90th 83.12%Observations 1,446
Deposits YoY
FDIC
DEP−12.25%1st percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.49%Median +4.15%90th +13.95%Observations 1,446
Loans YoY
FDIC
LNLSNET−20.86%0th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.18%Median +5.90%90th +17.62%Observations 1,442
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR6.58%1st percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.01%Median 0.42%90th 2.12%Observations 1,443
Leverage
FDIC
RBC1AAJ86.88%100th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.81%Median 10.64%90th 14.93%Observations 1,449
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM0.24%100th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.58%Median 2.44%90th 3.46%Observations 1,443
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%0th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 44%Median 170%90th 317%Observations 861
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.16%8th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.28%Median 3.07%90th 43.12%Observations 26
ROE
FDIC
NETINC + ROE0.18%4th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.39%Median 7.51%90th 68.52%Observations 26
NIM
FDIC
NIM + NIMY7.94%88th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.03%Median 3.68%90th 9.83%Observations 26
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR99.58%4th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 15.28%Median 54.84%90th 90.54%Observations 26
Deposits YoY
FDIC
DEP−12.25%0th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −6.26%Median +3.98%90th +12.33%Observations 16
Loans YoY
FDIC
LNLSNET−20.86%0th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −10.66%Median +1.38%90th +9.74%Observations 13
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR6.58%0th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.10%Median 1.17%90th 3.28%Observations 13
Leverage
FDIC
RBC1AAJ86.88%64th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 10.45%Median 38.71%90th 99.10%Observations 26
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM0.24%79th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 0.12%Median 2.07%90th 3.87%Observations 15
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%0th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 0%Median 0%90th 206%Observations 21
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.16%0th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.28%Median 1.65%90th 5.31%Observations 6
ROE
FDIC
NETINC + ROE0.18%0th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 2.27%Median 7.04%90th 29.09%Observations 6
NIM
FDIC
NIM + NIMY7.94%100th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 3.18%Median 3.72%90th 6.64%Observations 6
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR99.58%0th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 21.68%Median 57.25%90th 91.81%Observations 6
Deposits YoY
FDIC
DEP−12.25%0th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −6.11%Median +5.99%90th +12.56%Observations 5
Leverage
FDIC
RBC1AAJ86.88%80th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.46%Median 13.61%90th 93.07%Observations 6
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM0.24%75th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 0.19%Median 1.69%90th 2.72%Observations 5
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%0th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 0%Median 100%90th 254%Observations 6
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 43 branches
- Headquarters
- Wilmington, DE
FDIC
OFFDOMOpen the Delaware dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data