growth
Net Loan Growth, Year over Year
The percentage change in net loans from the same quarter one year earlier.
National median
+5.38%
Middle half
+0.79%+10.59%
Direction
Context dependent
What it means
Why this metric matters
Annual loan growth is a core measure of franchise momentum. Growth far above peers may be attractive, but it also raises questions about pricing and underwriting discipline.
How it is calculated
Formula and source fields
(net_loans / NULLIF(lag(net_loans, 4), 0) - 1) * 100Source field: LNLSNET. Not annualized.
Read the calculation methodology →National distribution
Across active reporting banks
4,205 observations · Q1 2026
10th percentile
−3.75%25th percentile
+0.79%Median
+5.38%75th percentile
+10.59%90th percentile
+18.75%Reported extremes
Highest and lowest banks
These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.
Lowest reported values
- 1−85.61%
- 2−84.53%
- 3−80.69%
- 4−61.53%
- 5−43.91%
- 6−36.46%
- 7−34.94%
- 8−32.61%
- 9−30.26%
- 10−27.60%
Highest reported values
- 1+714.18%
- 2+438.08%
- 3+431.83%
- 4+400.20%
- 5+365.16%
- 6+357.98%
- 7+287.65%
- 8+280.88%
- 9+230.16%
- 10+185.68%
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