$467M
+101.1%y/y
Percentile by value42nd percentileby value
FDIC
ASSETNB
Nave Bank
San Juan, Puerto RicoFDIC Cert #59324
STATEEstablished 20231 branch
Holding company: NAVE HOLDINGS INCRegulator: FED
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportNave Bank reported $467M in total assets. Deposits grew 123.18% over the prior year.
Return on assets was −0.82%, compared with an asset-peer median of 1.22%. The leverage ratio was 16.18%.
- Why is Net Loan Growth, Year over Year above asset peers?
- Why is Deposit Growth, Year over Year above asset peers?
- Why is Efficiency Ratio above asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$344M
+123.2%y/y
Percentile by value29th percentileby value
FDIC
DEP$210M
+358.0%y/y
Percentile by value14th percentileby value
FDIC
LNLSNET−0.82%
+207 bpsy/y
Peer standing1st percentile
FDIC
NETINC + ROA117.78%
−10,312 bpsy/y
Peer standing1st percentile
FDIC
NONIX + NIM + NONII + EEFFR16.18%
−1,652 bpsy/y
Peer standing93rd percentile
FDIC
RBC1AAJPercentiles compare this bank with 1,446 banks from $300 million to $1 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q3 2023 | $99.8M | $2K |
| Q4 2023 | $106M | $15.3M |
| Q1 2024 | $166M | $79.2M |
| Q2 2024 | $187M | $102M |
| Q3 2024 | $191M | $109M |
| Q4 2024 | $253M | $172M |
| Q1 2025 | $232M | $154M |
| Q2 2025 | $259M | $173M |
| Q3 2025 | $317M | $232M |
| Q4 2025 | $427M | $302M |
| Q1 2026 | $467M | $344M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $11.1M |
| Investor CRE | $49.8M |
| Multifamily | $6.51M |
| Construction | $0 |
| 1–4 family | $49M |
| C&I | $82.6M |
| Agriculture | $0 |
| Other | $13.2M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA−0.82%1st percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.42%Median 1.22%90th 2.15%Observations 1,446
ROE
FDIC
NETINC + ROE−5.09%1st percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 3.97%Median 12.06%90th 20.86%Observations 1,446
NIM
FDIC
NIM + NIMY2.74%6th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.98%Median 3.83%90th 4.76%Observations 1,449
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR117.78%1st percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 44.95%Median 62.41%90th 83.12%Observations 1,446
Deposits YoY
FDIC
DEP+123.18%100th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.49%Median +4.15%90th +13.95%Observations 1,446
Loans YoY
FDIC
LNLSNET+357.98%100th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.18%Median +5.90%90th +17.62%Observations 1,442
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.00%100th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.01%Median 0.42%90th 2.12%Observations 1,443
Leverage
FDIC
RBC1AAJ16.18%93rd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.81%Median 10.64%90th 14.93%Observations 1,449
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.26%14th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.58%Median 2.44%90th 3.46%Observations 1,443
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC78%20th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 44%Median 170%90th 317%Observations 861
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
1 domestic branch reported in the latest Call Report.
FDIC
OFFDOMHistory
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data