credit

Noncurrent Loan Ratio

Noncurrent loans as a percentage of gross loans.

As of Q1 2026FDICP9ASSETFDICNAASSETFDICLNLSGRSource retrieved 2026-08-01

National median

0.47%

Middle half

0.11%1.16%

Direction

Lower is favorable

What it means

Why this metric matters

The ratio is a standard cross-bank credit-quality comparison. Rising noncurrent loans can pressure provisions, income, capital, and management attention.

How it is calculated

(past_due_90 + nonaccrual) / NULLIF(gross_loans, 0) * 100

Source fields: P9ASSET + NAASSET + LNLSGR. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,210 observations · Q1 2026

10th percentile

0.00%

25th percentile

0.11%

Median

0.47%

75th percentile

1.16%

90th percentile

2.28%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes