BDI

credit

Nonaccrual Loans

Loans for which interest income is no longer being accrued because collection is doubtful.

As of Q1 2026FDICNAASSETSource retrieved 2026-08-01

National median

$886K

Middle half

$93K$4.21M

Direction

Lower is favorable

What it means

Why this metric matters

Nonaccrual status signals that reported contractual income is no longer reliable. The balance is a central measure of problem-credit severity.

How it is calculated

Formula and source fields

NAASSET

Source field: NAASSET. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

$0

25th percentile

$93K

Median

$886K

75th percentile

$4.21M

90th percentile

$15.8M
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    The Bank of VernonAL
    $0
  2. 2
    Pocahontas State BankIA
    $0
  3. 3
    First Security BankIA
    $0
  4. 4
    First Whitney Bank and TrustIA
    $0
  5. 5
    The Mer Rouge State BankLA
    $0
  6. 6
    Merchants and Planters BankMS
    $0
  7. 7
    Security Bank MidwestSD
    $0
  8. 8
    Western Dakota BankSD
    $0
  9. 9
    Farmers State BankWY
    $0
  10. 10
    Central Bank and TrustWY
    $0

Highest reported values

  1. 1
    JPMorgan Chase Bank, National AssociationOH
    $10.2B
  2. 2
    Wells Fargo Bank, National AssociationSD
    $8.37B
  3. 3
    Bank of America, National AssociationNC
    $7.17B
  4. 4
    Flagstar Bank, National AssociationNY
    $2.87B
  5. 5
    PNC Bank, National AssociationDE
    $2.66B
  6. 6
    Citibank, National AssociationSD
    $2.55B
  7. 7
    Goldman Sachs Bank USANY
    $2.3B
  8. 8
    Capital One, National AssociationVA
    $1.79B
  9. 9
    Truist BankNC
    $1.72B
  10. 10
    TD Bank, National AssociationDE
    $1.68B

Continue exploring

Related metrics

Loans Past Due 30–89 Days30–89 Day Past Due RatioLoans Past Due 90+ Days90+ Day Past Due RatioNonaccrual Loan Ratio