BDI

credit

Loans Past Due 30–89 Days

Loans and leases 30 through 89 days past due and still accruing.

As of Q1 2026FDICP3ASSETSource retrieved 2026-08-01

National median

$1.24M

Middle half

$280K$3.88M

Direction

Lower is favorable

What it means

Why this metric matters

Early-stage delinquency is a forward indicator of credit stress. A rising balance may migrate into noncurrent status or loss.

How it is calculated

Formula and source fields

P3ASSET

Source field: P3ASSET. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

$3K

25th percentile

$280K

Median

$1.24M

75th percentile

$3.88M

90th percentile

$11.6M
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    State Street Bank and Trust CompanyMA
    $0
  2. 2
    Riverside BankAR
    $0
  3. 3
    Pocahontas State BankIA
    $0
  4. 4
    First Security BankIA
    $0
  5. 5
    First Summit BankOK
    $0
  6. 6
    Farmers State BankWY
    $0
  7. 7
    Deutsche Bank Trust Company AmericasNY
    $0
  8. 8
    Cherokee State BankIA
    $0
  9. 9
    Cass Commercial BankMO
    $0
  10. 10
    Root River State BankMN
    $0

Highest reported values

  1. 1
    Capital One, National AssociationVA
    $8.93B
  2. 2
    JPMorgan Chase Bank, National AssociationOH
    $6.25B
  3. 3
    Bank of America, National AssociationNC
    $5.57B
  4. 4
    Wells Fargo Bank, National AssociationSD
    $4.47B
  5. 5
    Ally BankUT
    $3.32B
  6. 6
    Citibank, National AssociationSD
    $3.24B
  7. 7
    Synchrony BankUT
    $2.22B
  8. 8
    Truist BankNC
    $1.74B
  9. 9
    MidFirst BankOK
    $1.66B
  10. 10
    U.S. Bank National AssociationOH
    $1.53B

Continue exploring

Related metrics

30–89 Day Past Due RatioLoans Past Due 90+ Days90+ Day Past Due RatioNonaccrual LoansNonaccrual Loan Ratio