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BDI
FS

First Security Bank

Mapleton, IowaFDIC Cert #251

STATEEstablished 18782 branches

Holding company: BEULAH BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

First Security Bank reported $67.6M in total assets. Deposits declined 0.63% over the prior year.

Return on assets was 1.35%, compared with an asset-peer median of 0.97%. The leverage ratio was 11.80%.

  • Why is Noncurrent Loan Ratio below asset peers?
  • Why is CRE Concentration to Capital below asset peers?
  • Why is Tier 1 Leverage Ratio below asset peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$67.6M
−0.2%y/y
Percentile by value56th percentileby value
Peer standing in asset:lt_100m
FDICASSET
Deposits
$57.4M
−0.6%y/y
Percentile by value59th percentileby value
Peer standing in asset:lt_100m
FDICDEP
Net loans
$35.3M
−2.3%y/y
Percentile by value58th percentileby value
Peer standing in asset:lt_100m
FDICLNLSNET
ROA
1.35%
+63 bpsy/y
Peer standing67th percentile
Peer standing in asset:lt_100m
FDICNETINC + ROA
Efficiency
65.38%
−1,230 bpsy/y
Peer standing65th percentile
Peer standing in asset:lt_100m
FDICNONIX + NIM + NONII + EEFFR
Leverage
11.80%
−94 bpsy/y
Peer standing38th percentile
Peer standing in asset:lt_100m
FDICRBC1AAJ

Percentiles compare this bank with 590 banks under $100 million.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$82.4M$70.1M
Q3 2021$76.4M$63.9M
Q4 2021$76.5M$59.5M
Q1 2022$80.2M$69.6M
Q2 2022$78.5M$68.8M
Q3 2022$75.3M$64.8M
Q4 2022$81.3M$59.6M
Q1 2023$75.7M$65.5M
Q2 2023$69.2M$60.4M
Q3 2023$70.8M$62.7M
Q4 2023$74.4M$62.7M
Q1 2024$77.2M$67.6M
Q2 2024$73.6M$64.4M
Q3 2024$67.3M$55.2M
Q4 2024$64.2M$54.6M
Q1 2025$67.7M$57.7M
Q2 2025$67.1M$56.6M
Q3 2025$61.3M$50.9M
Q4 2025$63.3M$53.2M
Q1 2026$67.6M$57.4M

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$0
Investor CRE$2.02M
Multifamily$1.24M
Construction$0
1–4 family$4.64M
C&I$2.28M
Agriculture$23.4M
Other$2.31M

Peer comparison

How this bank compares

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
67th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th −0.66%Median 0.97%90th 2.53%Observations 590
ROE
FDICNETINC + ROE
56th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th −4.01%Median 7.76%90th 17.70%Observations 590
NIM
FDICNIM + NIMY
62nd percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 2.60%Median 3.78%90th 5.00%Observations 591
Efficiency
FDICNONIX + NIM + NONII + EEFFR
65th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 50.30%Median 71.56%90th 113.91%Observations 590
Deposits YoY
FDICDEP
30th percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −6.03%Median +2.56%90th +13.29%Observations 547
Loans YoY
FDICLNLSNET
26th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th −8.25%Median +2.70%90th +19.03%Observations 527
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
100th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.00%Median 0.41%90th 3.46%Observations 530
Leverage
FDICRBC1AAJ
38th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 9.02%Median 13.02%90th 57.11%Observations 591

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
90th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.09%Median 2.13%90th 3.32%Observations 546
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
61st percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 0%Median 25%90th 129%Observations 281

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.

Branches & markets

Physical footprint

Domestic offices
2 branches
Headquarters
Mapleton, IA

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data