BDI

growth

Deposit Growth, Year over Year

The percentage change in deposits from the same quarter one year earlier.

As of Q1 2026FDICDEPSource retrieved 2026-08-01

National median

+4.02%

Middle half

+0.43%+8.62%

Direction

Context dependent

What it means

Why this metric matters

Annual deposit growth shows whether the franchise is gaining or losing funding over a full seasonal cycle. Comparing it with loan growth reveals emerging funding pressure.

How it is calculated

Formula and source fields

(total_deposits / NULLIF(lag(total_deposits, 4), 0) - 1) * 100

Source field: DEP. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,239 observations · Q1 2026

10th percentile

−2.99%

25th percentile

+0.43%

Median

+4.02%

75th percentile

+8.62%

90th percentile

+15.20%
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

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