$4.05B
−45.9%y/y
Peer standing34th percentile
FDIC
ASSETMB
Mizuho Bank (USA)
New York, New YorkFDIC Cert #21843
STATEEstablished 19742 branches
Holding company: MIZUHO FINANCIAL GROUP INCRegulator: FED
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportMizuho Bank (USA) reported $4.05B in total assets. Deposits declined 53.98% over the prior year.
Return on assets was 1.38%, compared with an asset-peer median of 1.31%. The leverage ratio was 22.33%.
- Why is net loan growth, year over year below asset peers?
- Why is deposit growth, year over year below asset peers?
- Why is tier 1 leverage ratio above asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$2.83B
−54.0%y/y
Peer standing16th percentile
FDIC
DEP$429M
−80.7%y/y
Peer standing2nd percentile
FDIC
LNLSNET1.38%
+28 bpsy/y
Peer standing56th percentile
FDIC
NETINC + ROA92.63%
+871 bpsy/y
Peer standing1st percentile
FDIC
NONIX + NIM + NONII + EEFFR22.33%
+526 bpsy/y
Peer standing99th percentile
FDIC
RBC1AAJPercentiles compare this bank with 269 banks from $3 billion to $10 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $7.86B | $4.36B |
| Q3 2021 | $7.37B | $3.92B |
| Q4 2021 | $6.73B | $3.95B |
| Q1 2022 | $6.97B | $4.25B |
| Q2 2022 | $6.92B | $4.18B |
| Q3 2022 | $6.88B | $4.33B |
| Q4 2022 | $7B | $4.54B |
| Q1 2023 | $7.05B | $4.49B |
| Q2 2023 | $6.15B | $4.95B |
| Q3 2023 | $6.44B | $5.2B |
| Q4 2023 | $7.6B | $6.33B |
| Q1 2024 | $5.89B | $4.66B |
| Q2 2024 | $6.03B | $4.72B |
| Q3 2024 | $6.6B | $5.23B |
| Q4 2024 | $8.37B | $6.97B |
| Q1 2025 | $7.49B | $6.14B |
| Q2 2025 | $6.6B | $5.17B |
| Q3 2025 | $6.6B | $5.13B |
| Q4 2025 | $5.5B | $4.01B |
| Q1 2026 | $4.05B | $2.83B |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $0 |
| Investor CRE | $0 |
| Multifamily | $0 |
| Construction | $0 |
| 1–4 family | $0 |
| C&I | $146M |
| Agriculture | $0 |
| Other | $284M |
Peer comparison
How this bank compares
WorsePeer medianBetter
ROA
FDIC
NETINC + ROA1.38%56th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.62%Median 1.31%90th 1.98%Observations 269
ROE
FDIC
NETINC + ROE5.25%9th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 5.65%Median 12.37%90th 18.59%Observations 269
NIM
FDIC
NIM + NIMY2.19%6th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.54%Median 3.63%90th 4.54%Observations 275
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR92.63%1st percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 40.83%Median 57.10%90th 73.47%Observations 269
Deposits YoY
FDIC
DEP−53.98%1st percentileToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.75%Median +5.09%90th +22.27%Observations 273
Loans YoY
FDIC
LNLSNET−80.69%0th percentileToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −2.13%Median +6.60%90th +20.92%Observations 272
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.00%100th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.16%Median 0.64%90th 1.96%Observations 272
Leverage
FDIC
RBC1AAJ22.33%99th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.88%Median 10.42%90th 13.45%Observations 275
IB deposit cost
FDIC
EINTEXP + DEPIDOM4.73%4th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.86%Median 2.69%90th 3.74%Observations 267
CRE/capital
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + RBCT20%0th percentileToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 1,687%Median 3,041%90th 5,284%Observations 235
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Rows are oriented using each metric's registry polarity.
WorsePeer medianBetter
ROA
FDIC
NETINC + ROA1.38%78th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.10%Median 0.97%90th 2.02%Observations 116
ROE
FDIC
NETINC + ROE5.25%36th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.07%Median 7.55%90th 15.10%Observations 116
NIM
FDIC
NIM + NIMY2.19%21st percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 0.54%Median 3.39%90th 4.44%Observations 129
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR92.63%11th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 47.52%Median 69.06%90th 93.95%Observations 116
Deposits YoY
FDIC
DEP−53.98%0th percentileToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −4.15%Median +2.83%90th +13.50%Observations 121
Loans YoY
FDIC
LNLSNET−80.69%0th percentileToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.50%Median +4.22%90th +22.03%Observations 118
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.00%100th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.70%90th 2.49%Observations 118
Leverage
FDIC
RBC1AAJ22.33%87th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 4.90%Median 10.71%90th 25.91%Observations 129
IB deposit cost
FDIC
EINTEXP + DEPIDOM4.73%3rd percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.15%Median 2.43%90th 3.81%Observations 108
CRE/capital
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + RBCT20%0th percentileToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 670%Median 3,193%90th 6,608%Observations 80
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Rows are oriented using each metric's registry polarity.
Branches & markets
Physical footprint
2 domestic branches reported in the latest Call Report.
FDIC
OFFDOM Credit quality
Asset quality trends
Five-year past-due, nonaccrual, and charge-off trends will provide a clear view of asset quality through changing credit cycles.
History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data