BDI

size

Net Loans and Leases

Loans and leases after subtracting the allowance for expected credit losses.

As of Q1 2026FDICLNLSNETSource retrieved 2026-08-01

National median

$250M

Middle half

$99.1M$678M

Direction

Context dependent

What it means

Why this metric matters

Net loans show the earning assets left after the bank recognizes expected losses. The figure connects credit strategy directly to the reported balance sheet.

How it is calculated

Formula and source fields

LNLSNET

Source field: LNLSNET. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

$44.2M

25th percentile

$99.1M

Median

$250M

75th percentile

$678M

90th percentile

$2.11B
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

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