BDI

size

Total Equity Capital

The accounting value belonging to shareholders after liabilities are subtracted from assets.

As of Q1 2026FDICEQSource retrieved 2026-08-01

National median

$40.1M

Middle half

$18.3M$105M

Direction

Higher is favorable

What it means

Why this metric matters

Equity is the first loss-absorbing cushion protecting depositors and the insurance fund. Its adequacy matters more than its dollar size, but the dollar base shows actual capacity.

How it is calculated

Formula and source fields

EQ

Source field: EQ. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,235 observations · Q1 2026

10th percentile

$9.29M

25th percentile

$18.3M

Median

$40.1M

75th percentile

$105M

90th percentile

$331M
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    Union County Savings BankNJ
    −$17.1M
  2. 2
    State Bank of BurrtonKS
    $895K
  3. 3
    The Union Banking CompanyOH
    $973K
  4. 4
    Transact Bank, National AssociationCO
    $1.07M
  5. 5
    Columbia Savings and Loan AssociationWI
    $1.28M
  6. 6
    Grand Rivers Community BankIL
    $1.33M
  7. 7
    First State Bank of Randolph CountyGA
    $1.34M
  8. 8
    Mauch Chunk Trust CompanyPA
    $1.52M
  9. 9
    Hartsburg State BankIL
    $1.53M
  10. 10
    Chesterfield State BankIL
    $1.57M

Highest reported values

  1. 1
    JPMorgan Chase Bank, National AssociationOH
    $336B
  2. 2
    Bank of America, National AssociationNC
    $242B
  3. 3
    Wells Fargo Bank, National AssociationSD
    $173B
  4. 4
    Citibank, National AssociationSD
    $171B
  5. 5
    Capital One, National AssociationVA
    $97.3B
  6. 6
    U.S. Bank National AssociationOH
    $68B
  7. 7
    Goldman Sachs Bank USANY
    $64B
  8. 8
    Truist BankNC
    $63.1B
  9. 9
    PNC Bank, National AssociationDE
    $59.4B
  10. 10
    TD Bank, National AssociationDE
    $50B

Continue exploring

Related metrics

Total AssetsTotal DepositsNet Loans and LeasesGross Loans and LeasesTotal Liabilities