$528M
−47.5%y/y
Peer standing53rd percentile
FDIC
ASSETCS
Colonial Savings, F.A.
Fort Worth, TexasFDIC Cert #31361
OCCEstablished 19627 branches
Holding company: JED TRUST THERegulator: OCC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportColonial Savings, F.A. reported $528M in total assets. Deposits declined 54.35% over the prior year.
Return on assets was −2.82%, compared with an asset-peer median of 1.22%. The leverage ratio was 42.68%.
- Why is efficiency ratio above asset peers?
- Why is tier 1 leverage ratio above asset peers?
- Why is net loan growth, year over year below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$273M
−54.3%y/y
Peer standing7th percentile
FDIC
DEP$107M
−84.5%y/y
Peer standing2nd percentile
FDIC
LNLSNET−2.82%
−319 bpsy/y
Peer standing0th percentile
FDIC
NETINC + ROA209.02%
+11,740 bpsy/y
Peer standing0th percentile
FDIC
NONIX + NIM + NONII + EEFFR42.68%
+2,877 bpsy/y
Peer standing99th percentile
FDIC
RBC1AAJPercentiles compare this bank with 1,446 banks from $300 million to $1 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $1.11B | $854M |
| Q3 2021 | $1.1B | $839M |
| Q4 2021 | $1.09B | $736M |
| Q1 2022 | $1.09B | $730M |
| Q2 2022 | $1.09B | $675M |
| Q3 2022 | $1.08B | $688M |
| Q4 2022 | $1.1B | $578M |
| Q1 2023 | $1.12B | $579M |
| Q2 2023 | $1.13B | $633M |
| Q3 2023 | $1.11B | $667M |
| Q4 2023 | $1.08B | $656M |
| Q1 2024 | $1.1B | $674M |
| Q2 2024 | $1.08B | $707M |
| Q3 2024 | $1.05B | $715M |
| Q4 2024 | $1.03B | $568M |
| Q1 2025 | $1.01B | $597M |
| Q2 2025 | $991M | $609M |
| Q3 2025 | $936M | $651M |
| Q4 2025 | $675M | $406M |
| Q1 2026 | $528M | $273M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $51.1M |
| Investor CRE | $15M |
| Multifamily | $0 |
| Construction | $4M |
| 1–4 family | $26.6M |
| C&I | $10.4M |
| Agriculture | $0 |
| Other | $1.72M |
Peer comparison
How this bank compares
WorsePeer medianBetter
ROA
FDIC
NETINC + ROA−2.82%0th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.42%Median 1.22%90th 2.15%Observations 1,446
ROE
FDIC
NETINC + ROE−7.00%1st percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 3.97%Median 12.06%90th 20.86%Observations 1,446
NIM
FDIC
NIM + NIMY3.27%20th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.98%Median 3.83%90th 4.76%Observations 1,449
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR209.02%0th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 44.95%Median 62.41%90th 83.12%Observations 1,446
Deposits YoY
FDIC
DEP−54.35%0th percentileToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.49%Median +4.15%90th +13.95%Observations 1,446
Loans YoY
FDIC
LNLSNET−84.53%0th percentileToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.18%Median +5.90%90th +17.62%Observations 1,442
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.34%55th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.01%Median 0.42%90th 2.12%Observations 1,443
Leverage
FDIC
RBC1AAJ42.68%99th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.81%Median 10.64%90th 14.93%Observations 1,449
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.34%57th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.58%Median 2.44%90th 3.46%Observations 1,443
CRE/capital
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + RBCT21,388%22nd percentileToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 861%Median 2,418%90th 4,357%Observations 857
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Rows are oriented using each metric's registry polarity.
WorsePeer medianBetter
ROA
FDIC
NETINC + ROA−2.82%1st percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.47%Median 1.38%90th 2.31%Observations 352
ROE
FDIC
NETINC + ROE−7.00%2nd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 3.93%Median 12.94%90th 22.26%Observations 352
NIM
FDIC
NIM + NIMY3.27%20th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.88%Median 4.04%90th 5.04%Observations 352
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR209.02%0th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 42.54%Median 62.04%90th 86.78%Observations 352
Deposits YoY
FDIC
DEP−54.35%0th percentileToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −3.62%Median +5.10%90th +21.38%Observations 349
Loans YoY
FDIC
LNLSNET−84.53%0th percentileToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −5.14%Median +4.54%90th +21.86%Observations 348
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.34%50th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.35%90th 2.30%Observations 348
Leverage
FDIC
RBC1AAJ42.68%99th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.37%Median 11.38%90th 15.81%Observations 352
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.34%53rd percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.45%Median 2.40%90th 3.46%Observations 349
CRE/capital
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + RBCT21,388%24th percentileToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 642%Median 2,618%90th 4,516%Observations 200
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Rows are oriented using each metric's registry polarity.
Branches & markets
Physical footprint
7 domestic branches reported in the latest Call Report.
FDIC
OFFDOM Credit quality
Asset quality trends
Five-year past-due, nonaccrual, and charge-off trends will provide a clear view of asset quality through changing credit cycles.
History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data