$1.28B
+23.3%y/y
Percentile by value31st percentileby value
FDIC
ASSETJS
Jonesboro State Bank
Jonesboro, LouisianaFDIC Cert #9325
STATEEstablished 19132 branches
Holding company: JONESBORO BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportJonesboro State Bank reported $1.28B in total assets. Deposits grew 22.83% over the prior year.
Return on assets was 1.97%, compared with an asset-peer median of 1.16%. The leverage ratio was 7.26%.
- Why is Net Loan Growth, Year over Year below asset peers?
- Why is CRE Concentration to Capital below asset peers?
- Why is Efficiency Ratio below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$1.2B
+22.8%y/y
Percentile by value44th percentileby value
FDIC
DEP$77.8M
−36.5%y/y
Percentile by value1st percentileby value
FDIC
LNLSNET1.97%
+176 bpsy/y
Peer standing89th percentile
FDIC
NETINC + ROA29.09%
−4,897 bpsy/y
Peer standing98th percentile
FDIC
NONIX + NIM + NONII + EEFFR7.26%
−74 bpsy/y
Peer standing1st percentile
FDIC
RBC1AAJPercentiles compare this bank with 629 banks from $1 billion to $3 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $495M | $432M |
| Q3 2021 | $498M | $430M |
| Q4 2021 | $534M | $467M |
| Q1 2022 | $568M | $512M |
| Q2 2022 | $590M | $551M |
| Q3 2022 | $623M | $601M |
| Q4 2022 | $663M | $651M |
| Q1 2023 | $683M | $653M |
| Q2 2023 | $685M | $656M |
| Q3 2023 | $686M | $664M |
| Q4 2023 | $753M | $723M |
| Q1 2024 | $767M | $731M |
| Q2 2024 | $783M | $745M |
| Q3 2024 | $820M | $770M |
| Q4 2024 | $895M | $850M |
| Q1 2025 | $1.04B | $980M |
| Q2 2025 | $1.13B | $1.06B |
| Q3 2025 | $1.18B | $1.1B |
| Q4 2025 | $1.23B | $1.14B |
| Q1 2026 | $1.28B | $1.2B |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $4.98M |
| Investor CRE | $214K |
| Multifamily | $0 |
| Construction | $86K |
| 1–4 family | $12.2M |
| C&I | $7.06M |
| Agriculture | $1.29M |
| Other | $53.9M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.97%89th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.47%Median 1.16%90th 2.03%Observations 629
ROE
FDIC
NETINC + ROE32.51%98th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 4.37%Median 11.64%90th 19.98%Observations 629
NIM
FDIC
NIM + NIMY1.93%2nd percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.81%Median 3.64%90th 4.58%Observations 630
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR29.09%98th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 45.28%Median 61.40%90th 80.08%Observations 629
Deposits YoY
FDIC
DEP+22.83%93rd percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.50%Median +4.71%90th +17.76%Observations 624
Loans YoY
FDIC
LNLSNET−36.46%0th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −1.84%Median +5.89%90th +17.13%Observations 623
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR2.11%8th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.06%Median 0.52%90th 1.91%Observations 623
Leverage
FDIC
RBC1AAJ7.26%1st percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.85%Median 10.50%90th 14.46%Observations 630
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.64%10th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.77%Median 2.61%90th 3.65%Observations 624
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%2nd percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 88%Median 225%90th 349%Observations 464
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.97%93rd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.29%Median 1.24%90th 1.87%Observations 106
ROE
FDIC
NETINC + ROE32.51%99th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 2.44%Median 10.48%90th 18.72%Observations 106
NIM
FDIC
NIM + NIMY1.93%1st percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.85%Median 4.22%90th 5.01%Observations 106
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR29.09%99th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 53.95%Median 66.25%90th 87.70%Observations 106
Deposits YoY
FDIC
DEP+22.83%97th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −3.64%Median +4.00%90th +13.43%Observations 106
Loans YoY
FDIC
LNLSNET−36.46%1st percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −7.36%Median +3.16%90th +16.18%Observations 106
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR2.11%21st percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.17%Median 1.05%90th 3.48%Observations 106
Leverage
FDIC
RBC1AAJ7.26%1st percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.58%Median 11.34%90th 16.76%Observations 106
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.64%4th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.45%Median 2.43%90th 3.37%Observations 106
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%0th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 19%Median 151%90th 267%Observations 47
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.97%83rd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.43%Median 1.05%90th 2.04%Observations 13
ROE
FDIC
NETINC + ROE32.51%92nd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 3.87%Median 10.47%90th 29.63%Observations 13
NIM
FDIC
NIM + NIMY1.93%0th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.85%Median 4.08%90th 4.86%Observations 13
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR29.09%92nd percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 32.86%Median 70.17%90th 84.67%Observations 13
Deposits YoY
FDIC
DEP+22.83%100th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −3.35%Median +2.99%90th +9.72%Observations 13
Loans YoY
FDIC
LNLSNET−36.46%8th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −30.74%Median −0.39%90th +11.23%Observations 13
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR2.11%0th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.23%Median 1.21%90th 1.90%Observations 13
Leverage
FDIC
RBC1AAJ7.26%0th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.34%Median 11.79%90th 17.02%Observations 13
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.64%17th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.44%Median 2.58%90th 3.78%Observations 13
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%0th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 19%Median 151%90th 278%Observations 9
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 2 branches
- Headquarters
- Jonesboro, LA
FDIC
OFFDOMOpen the Louisiana dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data