capital

Total Risk-Based Capital Ratio

Total qualifying regulatory capital as a percentage of risk-weighted assets.

As of Q1 2026FDICRBCRWAJSource retrieved 2026-08-01

National median

12.90%

Middle half

0.00%16.48%

Direction

Higher is favorable

What it means

Why this metric matters

This is the broadest risk-based capital ratio. Ten percent is the generally applicable well-capitalized threshold, though other requirements can be higher.

How it is calculated

RBCRWAJ

Source field: RBCRWAJ. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

0.00%

25th percentile

0.00%

Median

12.90%

75th percentile

16.48%

90th percentile

22.37%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.The dashed reference marks the well-capitalized threshold from 12 CFR 6.4 / 208.43 / 324.403. It is a supervisory screening criterion, not a limit or violation finding.

Reported extremes