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BDI
TB

Truist Bank

Charlotte, North CarolinaFDIC Cert #9846

STATEEstablished 18721,931 branches

Holding company: TRUIST FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.53%
+0.6%y/y
Peer standing28th percentile
Peer standing in asset:gte_10b
FDICP3ASSET + LNLSGR
90+ %
0.23%
+15.3%y/y
Peer standing18th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.52%
+2.8%y/y
Peer standing58th percentile
Peer standing in asset:gte_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.75%
+6.3%y/y
Peer standing49th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.46%
+8.4%y/y
Peer standing56th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.5B
+11.2%y/y
Peer standing7th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.61%
+2.8%y/y
Peer standing15th percentile
Peer standing in asset:gte_10b
FDICNTLNLS + LNLSGR
NCO
$491M
+8.1%y/y
Peer standing5th percentile
Peer standing in asset:gte_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.52%
−3.5%y/y
Percentile by value79th percentileby value
Peer standing in asset:gte_10b
FDICLNATRES + LNLSGR
30–89
$1.74B
+7.7%y/y
Peer standing4th percentile
Peer standing in asset:gte_10b
FDICP3ASSET
90+
$760M
+23.4%y/y
Peer standing6th percentile
Peer standing in asset:gte_10b
FDICP9ASSET
Nonaccrual
$1.72B
+10.0%y/y
Peer standing5th percentile
Peer standing in asset:gte_10b
FDICNAASSET