$331B
+7.0%y/y
Percentile by value96th percentileby value
FDIC
LNLSGRTB
Truist Bank
Charlotte, North CarolinaFDIC Cert #9846
STATEEstablished 18721,931 branches
Holding company: TRUIST FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $18.3B |
| Investor CRE | $16.3B |
| Multifamily | $8.28B |
| Construction | $7.99B |
| 1–4 family | $67.8B |
| C&I | $77B |
| Agriculture | $568M |
| Other | $135B |
Loan book
Reported balances and balance-sheet intensity.
$326B
+7.1%y/y
Percentile by value96th percentileby value
FDIC
LNLSNET+7.07%
+1,922.9%y/y
Percentile by value50th percentileby value
FDIC
LNLSNET78.9%
+7.1%y/y
Percentile by value38th percentileby value
FDIC
LNLSNET + DEP60.3%
+4.4%y/y
Percentile by value32nd percentileby value
FDIC
LNLSNET + ASSET38.81%
−4.1%y/y
Percentile by value25th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
56%
+9.0%y/y
Percentile by value24th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC14%
−19.9%y/y
Percentile by value37th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,035points
−5.8%y/y
Peer standing84th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD5.52%
−9.6%y/y
Percentile by value42nd percentileby value
FDIC
LNRENROW + LNLSGR4.91%
+2.4%y/y
Percentile by value23rd percentileby value
FDIC
LNRENROT + LNLSGR23.25%
−0.9%y/y
Percentile by value77th percentileby value
FDIC
LNCI + LNLSGR