1.16%
+16.1%y/y
Peer standing46th percentile
FDIC
NETINC + ROATB
Truist Bank
Charlotte, North CarolinaFDIC Cert #9846
STATEEstablished 18721,931 branches
Holding company: TRUIST FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMProfitability, margin & efficiency
Performance
Returns, spread economics, operating efficiency, and growth viewed against this bank's peers.
As of Q1 2026
Returns & margin
Annualized returns and the economics of earning assets and paid funding.
9.96%
+15.8%y/y
Peer standing45th percentile
FDIC
NETINC + ROE1.34%
+9.4%y/y
Peer standing35th percentile
FDIC
PTAXNETINC + ASSET3.15%
+0.6%y/y
Peer standing35th percentile
FDIC
NIM + NIMY4.90%
−5.0%y/y
Peer standing28th percentile
FDIC
INTINCY2.69%
−11.8%y/y
Peer standing51st percentile
FDIC
EINTEXP + DEPIDOMEfficiency & growth
Operating productivity and year-over-year balance-sheet momentum.
51.97%
−3.9%y/y
Peer standing63rd percentile
FDIC
NONIX + NIM + NONII + EEFFR1.93%
−2.2%y/y
Peer standing69th percentile
FDIC
NONIX + ASSET24.05%
+4.5%y/y
Percentile by value72nd percentileby value
FDIC
NONII + NIM+2.60%
+1,666.4%y/y
Percentile by value28th percentileby value
FDIC
ASSET−0.05%
−102.7%y/y
Percentile by value17th percentileby value
FDIC
DEP+7.07%
+1,922.9%y/y
Percentile by value50th percentileby value
FDIC
LNLSNETHow this bank compares
Switch cohorts or expand any row to inspect the full distribution.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.16%46th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.71%Median 1.19%90th 1.78%Observations 154
ROE
FDIC
NETINC + ROE9.96%45th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 5.61%Median 10.41%90th 17.71%Observations 154
NIM
FDIC
NIM + NIMY3.15%35th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 1.82%Median 3.47%90th 4.57%Observations 160
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR51.97%63rd percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 36.04%Median 55.21%90th 70.91%Observations 154
Deposits YoY
FDIC
DEP−0.05%17th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.59%Median +5.37%90th +32.48%Observations 160
Loans YoY
FDIC
LNLSNET+7.07%50th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +0.55%Median +7.07%90th +38.62%Observations 159
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.75%49th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.17%Median 0.75%90th 1.66%Observations 159
Leverage
FDIC
RBC1AAJ9.89%49th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 7.38%Median 9.94%90th 11.94%Observations 160
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.69%51st percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.87%Median 2.70%90th 3.93%Observations 154
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC56%24th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 4%Median 172%90th 301%Observations 154
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.16%68th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.18%Median 0.92%90th 1.84%Observations 39
ROE
FDIC
NETINC + ROE9.96%58th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 0.85%Median 8.99%90th 14.57%Observations 39
NIM
FDIC
NIM + NIMY3.15%37th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.49%Median 3.32%90th 4.24%Observations 39
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR51.97%87th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 51.18%Median 67.13%90th 91.37%Observations 39
Deposits YoY
FDIC
DEP−0.05%19th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.59%Median +5.99%90th +17.55%Observations 38
Loans YoY
FDIC
LNLSNET+7.07%53rd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −2.21%Median +7.05%90th +14.68%Observations 37
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.75%28th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.03%Median 0.38%90th 1.51%Observations 37
Leverage
FDIC
RBC1AAJ9.89%24th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.58%Median 11.44%90th 23.08%Observations 39
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.69%38th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.63%Median 2.44%90th 3.45%Observations 38
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC56%26th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 8%Median 174%90th 282%Observations 28
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.16%75th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.92%Median 1.12%90th 1.37%Observations 5
ROE
FDIC
NETINC + ROE9.96%25th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 9.71%Median 11.21%90th 11.96%Observations 5
NIM
FDIC
NIM + NIMY3.15%50th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.75%Median 3.15%90th 3.59%Observations 5
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR51.97%75th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 49.64%Median 54.10%90th 61.21%Observations 5
Deposits YoY
FDIC
DEP−0.05%0th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th +0.93%Median +2.72%90th +10.17%Observations 5
Loans YoY
FDIC
LNLSNET+7.07%25th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th +6.41%Median +8.67%90th +11.95%Observations 5
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.75%75th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.58%Median 0.81%90th 2.85%Observations 5
Leverage
FDIC
RBC1AAJ9.89%50th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 7.41%Median 9.89%90th 10.79%Observations 5
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.69%75th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 2.18%Median 2.71%90th 3.50%Observations 5
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC56%25th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 38%Median 90%90th 253%Observations 5
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.