profitability

Pretax Return on Assets

Annualized pretax income as a percentage of average assets.

As of Q1 2026FDICPTAXNETINCFDICASSETSource retrieved 2026-08-01

National median

1.40%

Middle half

0.93%1.86%

Direction

Higher is favorable

What it means

Why this metric matters

Pretax ROA compares operating profitability before tax effects. It is especially useful when tax strategies make after-tax ROA less comparable across banks.

How it is calculated

pretax_income_ytd * 4 / quarter_of_year / NULLIF(avg_assets, 0) * 100

Source fields: PTAXNETINC + ASSET. Annualized as described in the methodology.

Read the calculation methodology →

National distribution

Across active reporting banks

4,245 observations · Q1 2026

10th percentile

0.40%

25th percentile

0.93%

Median

1.40%

75th percentile

1.86%

90th percentile

2.34%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes