profitability

Noninterest Income Share of Revenue

The percentage of core revenue generated outside net interest income.

As of Q1 2026FDICNONIIFDICNIMSource retrieved 2026-08-01

National median

10.29%

Middle half

6.28%15.92%

Direction

Context dependent

What it means

Why this metric matters

This share shows how diversified the revenue model is. A higher value can reduce dependence on spreads, but some noninterest sources are more volatile than lending income.

How it is calculated

noninterest_income_ytd / NULLIF(net_interest_income_ytd + noninterest_income_ytd, 0) * 100

Source fields: NONII + NIM. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,235 observations · Q1 2026

10th percentile

3.58%

25th percentile

6.28%

Median

10.29%

75th percentile

15.92%

90th percentile

24.15%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes