loan mix

Nonowner-Occupied CRE Share

Nonowner-occupied commercial real estate loans as a percentage of gross loans.

As of Q1 2026FDICLNRENROTFDICLNLSGRSource retrieved 2026-08-01

National median

11.64%

Middle half

4.98%20.64%

Direction

Context dependent

What it means

Why this metric matters

The share measures exposure to income-producing commercial property. A high value is not automatically weak, but it raises the importance of underwriting and market diversification.

How it is calculated

cre_nonowner / NULLIF(gross_loans, 0) * 100

Source fields: LNRENROT + LNLSGR. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,200 observations · Q1 2026

10th percentile

1.04%

25th percentile

4.98%

Median

11.64%

75th percentile

20.64%

90th percentile

29.58%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes