BDI

loan mix

Owner-Occupied CRE Loans

Loans secured by nonfarm nonresidential property occupied by the borrower.

As of Q1 2026FDICLNRENROWSource retrieved 2026-08-01

National median

$25.7M

Middle half

$5.44M$84.6M

Direction

Context dependent

What it means

Why this metric matters

Repayment usually depends on the operating business rather than rent from third parties. That makes the risk different from investor-owned commercial property.

How it is calculated

Formula and source fields

LNRENROW

Source field: LNRENROW. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,235 observations · Q1 2026

10th percentile

$462K

25th percentile

$5.44M

Median

$25.7M

75th percentile

$84.6M

90th percentile

$225M
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    State Street Bank and Trust CompanyMA
    $0
  2. 2
    The Merchants & Planters BankAR
    $0
  3. 3
    First Security BankIA
    $0
  4. 4
    Cleo State BankOK
    $0
  5. 5
    Bank of ViciOK
    $0
  6. 6
    Security State BankOK
    $0
  7. 7
    Deutsche Bank Trust Company AmericasNY
    $0
  8. 8
    The Bank of New York MellonNY
    $0
  9. 9
    Citizens State Bank of MilfordIL
    $0
  10. 10
    FNB BankIA
    $0

Highest reported values

  1. 1
    Bank of America, National AssociationNC
    $24.3B
  2. 2
    Truist BankNC
    $18.3B
  3. 3
    Wells Fargo Bank, National AssociationSD
    $17.8B
  4. 4
    First-Citizens Bank & Trust CompanyNC
    $16.8B
  5. 5
    JPMorgan Chase Bank, National AssociationOH
    $14.6B
  6. 6
    The Huntington National BankOH
    $13.3B
  7. 7
    Fifth Third Bank, National AssociationOH
    $12.4B
  8. 8
    Manufacturers and Traders Trust CompanyNY
    $10.4B
  9. 9
    Pinnacle BankTN
    $9.22B
  10. 10
    U.S. Bank National AssociationOH
    $9.04B

Continue exploring

Related metrics

Owner-Occupied CRE ShareNonowner-Occupied CRE LoansNonowner-Occupied CRE ShareMultifamily Real Estate LoansMultifamily Loan Share