loan mix

Multifamily Loan Share

Multifamily real estate loans as a percentage of gross loans.

As of Q1 2026FDICLNREMULTFDICLNLSGRSource retrieved 2026-08-01

National median

2.62%

Middle half

0.41%6.00%

Direction

Context dependent

What it means

Why this metric matters

The share indicates how strongly credit performance depends on apartment markets. Peer comparison matters because specialized lenders can manage higher exposure deliberately.

How it is calculated

multifamily / NULLIF(gross_loans, 0) * 100

Source fields: LNREMULT + LNLSGR. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,210 observations · Q1 2026

10th percentile

0.00%

25th percentile

0.41%

Median

2.62%

75th percentile

6.00%

90th percentile

10.83%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

Highest reported values

1
OneUnited BankMA
97.29%
2
Malaga Bank F.S.B.CA
90.45%
3
United Fidelity Bank, fsbIN
89.72%
4
First Federal Savings and Loan Association of San RafaelCA
88.56%
5
Community Federal Savings BankNY
77.89%
6
Piermont BankNY
73.19%
7
Heritage Bank of SchaumburgIL
72.89%
8
DMB Community BankWI
66.78%
9
Genesis BankCA
63.98%
10
Northfield BankNY
60.77%

Continue exploring

Owner-Occupied CRE Loans Owner-Occupied CRE Share Nonowner-Occupied CRE Loans Nonowner-Occupied CRE Share Multifamily Real Estate Loans

Why this metric matters

Formula and source fields

Across active reporting banks

Highest and lowest banks

Lowest reported values

Highest reported values

Related metrics