Skip to main content
BDI
BN

The Bank of New York Mellon

New York, New YorkFDIC Cert #639

STATEEstablished 185112 branches

Holding company: BANK OF NY MELLON CORP THERegulator: FED

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

The Bank of New York Mellon reported $467B in total assets. Deposits grew 35.06% over the prior year.

Return on assets was 1.29%, compared with an asset-peer median of 1.19%. The leverage ratio was 6.12%.

  • Why is Net Loan Growth, Year over Year above asset peers?
  • Why is Tier 1 Leverage Ratio below asset peers?
  • Why is Deposit Growth, Year over Year above asset peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$467B
+31.2%y/y
Percentile by value94th percentileby value
Peer standing in asset:gte_10b
FDICASSET
Deposits
$420B
+35.1%y/y
Percentile by value95th percentileby value
Peer standing in asset:gte_10b
FDICDEP
Net loans
$60.2B
+68.6%y/y
Percentile by value82nd percentileby value
Peer standing in asset:gte_10b
FDICLNLSNET
ROA
1.29%
+4 bpsy/y
Peer standing61st percentile
Peer standing in asset:gte_10b
FDICNETINC + ROA
Efficiency
58.57%
−407 bpsy/y
Peer standing36th percentile
Peer standing in asset:gte_10b
FDICNONIX + NIM + NONII + EEFFR
Leverage
6.12%
−84 bpsy/y
Peer standing4th percentile
Peer standing in asset:gte_10b
FDICRBC1AAJ

Percentiles compare this bank with 154 banks with $10 billion or more.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$385B$339B
Q3 2021$386B$342B
Q4 2021$356B$312B
Q1 2022$380B$337B
Q2 2022$365B$324B
Q3 2022$345B$302B
Q4 2022$325B$282B
Q1 2023$341B$285B
Q2 2023$349B$295B
Q3 2023$328B$281B
Q4 2023$333B$287B
Q1 2024$357B$313B
Q2 2024$352B$306B
Q3 2024$348B$300B
Q4 2024$336B$291B
Q1 2025$356B$311B
Q2 2025$398B$348B
Q3 2025$367B$318B
Q4 2025$381B$332B
Q1 2026$467B$420B

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$0
Investor CRE$1.97B
Multifamily$1.56B
Construction$1.39B
1–4 family$1.94B
C&I$1.5B
Agriculture$0
Other$52.1B

Peer comparison

How this bank compares

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
61st percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.71%Median 1.19%90th 1.78%Observations 154
ROE
FDICNETINC + ROE
92nd percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 5.61%Median 10.41%90th 17.71%Observations 154
NIM
FDICNIM + NIMY
6th percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 1.82%Median 3.47%90th 4.57%Observations 160
Efficiency
FDICNONIX + NIM + NONII + EEFFR
36th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 36.04%Median 55.21%90th 70.91%Observations 154
Deposits YoY
FDICDEP
92nd percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −1.59%Median +5.37%90th +32.48%Observations 160
Loans YoY
FDICLNLSNET
97th percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th +0.55%Median +7.07%90th +38.62%Observations 159
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
93rd percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.17%Median 0.75%90th 1.66%Observations 159
Leverage
FDICRBC1AAJ
4th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 7.38%Median 9.94%90th 11.94%Observations 160

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
1st percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.87%Median 2.70%90th 3.93%Observations 154
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
15th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 4%Median 172%90th 301%Observations 154

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.

Branches & markets

Physical footprint

Domestic offices
12 branches
Headquarters
New York, NY

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data