loan mix

C&I Loan Share

Commercial and industrial loans as a percentage of gross loans.

As of Q1 2026FDICLNCIFDICLNLSGRSource retrieved 2026-08-01

National median

9.63%

Middle half

5.58%15.59%

Direction

Context dependent

What it means

Why this metric matters

The share shows the importance of operating-business credit in the portfolio. High exposure increases sensitivity to business cycles and borrower concentration.

How it is calculated

commercial_industrial / NULLIF(gross_loans, 0) * 100

Source fields: LNCI + LNLSGR. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,210 observations · Q1 2026

10th percentile

2.36%

25th percentile

5.58%

Median

9.63%

75th percentile

15.59%

90th percentile

23.66%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes