BDI

growth

Net Income Growth, Year over Year

The change in single-quarter net income from the same quarter one year earlier.

As of Q1 2026FDICNETINCSource retrieved 2026-08-01

National median

+19.51%

Middle half

−0.24%+44.74%

Direction

Higher is favorable

What it means

Why this metric matters

Year-over-year earnings growth is less seasonal than a sequential comparison. It shows whether the bank is translating balance-sheet and revenue changes into durable profit.

How it is calculated

Formula and source fields

(net_income_quarter / NULLIF(lag(net_income_quarter, 4), 0) - 1) * 100

Source field: NETINC. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,227 observations · Q1 2026

10th percentile

−35.42%

25th percentile

−0.24%

Median

+19.51%

75th percentile

+44.74%

90th percentile

+93.21%
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    VersaBank USA National AssociationMN
    −15,978.57%
  2. 2
    Battle Bank, National AssociationMN
    −5,285.19%
  3. 3
    Lincoln Savings BankIA
    −5,047.20%
  4. 4
    First Community Bank of TennesseeTN
    −4,905.88%
  5. 5
    Flat Branch BankMO
    −3,427.78%
  6. 6
    First Bank and Trust Company of IllinoisIL
    −2,707.50%
  7. 7
    Farmers State Bank of CantonSD
    −2,550.00%
  8. 8
    The First National Bank of St. IgnaceMI
    −2,439.13%
  9. 9
    Peoples Savings and Loan CompanyOH
    −2,185.71%
  10. 10
    Bank of Maple PlainMN
    −1,676.92%

Highest reported values

  1. 1
    Streator Home Savings BankIL
    +32,590.70%
  2. 2
    Seattle BankWA
    +13,140.74%
  3. 3
    PremierBankWI
    +10,664.29%
  4. 4
    Magnolia Bank, IncorporatedKY
    +6,310.00%
  5. 5
    WesBanco Bank, Inc.WV
    +5,984.66%
  6. 6
    First Federal Bank, A FSBAL
    +5,128.57%
  7. 7
    Lamont Bank of St. JohnWA
    +4,057.78%
  8. 8
    Green Dot Bank DBA Bonneville BankUT
    +3,904.44%
  9. 9
    First State BankWI
    +3,530.77%
  10. 10
    Bank of Oak RidgeLA
    +3,400.00%

Continue exploring

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Asset Growth, Quarter over QuarterAsset Growth, Year over YearDeposit Growth, Quarter over QuarterDeposit Growth, Year over YearNet Loan Growth, Quarter over Quarter