loan mix

Credit Card Loan Share

Credit card loans as a percentage of gross loans.

As of Q1 2026FDICLNCRCDFDICLNLSGRSource retrieved 2026-08-01

National median

0.00%

Middle half

0.00%0.00%

Direction

Context dependent

What it means

Why this metric matters

The share identifies institutions with meaningful unsecured revolving exposure. Specialized card banks should be compared with their own peers rather than traditional community banks.

How it is calculated

credit_card / NULLIF(gross_loans, 0) * 100

Source fields: LNCRCD + LNLSGR. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,200 observations · Q1 2026

10th percentile

0.00%

25th percentile

0.00%

Median

0.00%

75th percentile

0.00%

90th percentile

0.13%

Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes