BDI

margin

Interest Income Share of Gross Revenue

Interest income as a percentage of interest income plus noninterest income.

As of Q1 2026FDICINTINCFDICNONIISource retrieved 2026-08-01

National median

92.64%

Middle half

88.34%95.68%

Direction

Context dependent

What it means

Why this metric matters

The share indicates how dependent gross revenue is on lending and investing. A highly spread-dependent bank is more exposed to rate and funding cycles.

How it is calculated

Formula and source fields

interest_income_ytd / NULLIF(interest_income_ytd + noninterest_income_ytd, 0) * 100

Source fields: INTINC + NONII. Not annualized.

Read the calculation methodology →

National distribution

Across active reporting banks

4,235 observations · Q1 2026

10th percentile

81.71%

25th percentile

88.34%

Median

92.64%

75th percentile

95.68%

90th percentile

97.60%
Quartile markers use every reported value. For readability, values outside the first and ninety-ninth percentiles are collected into the two end bars; rankings retain the exact reported values.

Reported extremes

Highest and lowest banks

These lists describe reported values, not quality rankings. Compare business models and peer groups before drawing conclusions.

Lowest reported values

  1. 1
    Credit First National AssociationOH
    0.00%
  2. 2
    Wilmington Trust, National AssociationDE
    0.52%
  3. 3
    Northwestern Mutual Wealth ManagementWI
    0.62%
  4. 4
    Capital Bank and Trust CompanyCA
    0.95%
  5. 5
    Everence Trust CompanyIN
    1.04%
  6. 6
    Country Trust BankIL
    1.20%
  7. 7
    CIBC National Trust CompanyGA
    1.38%
  8. 8
    Nationwide Trust Company, FSBOH
    1.82%
  9. 9
    SEI Private Trust CompanyPA
    1.87%
  10. 10
    The Bank of New York Mellon Trust Company, National AssociationCA
    2.73%

Highest reported values

  1. 1
    Crescent BankLA
    1,052.49%
  2. 2
    Bank of Lake MillsWI
    150.98%
  3. 3
    Colonial Savings, F.A.TX
    118.90%
  4. 4
    TD Bank USA, National AssociationDE
    116.22%
  5. 5
    Finance Factors, Ltd.HI
    114.27%
  6. 6
    Thayer County BankNE
    108.01%
  7. 7
    Colorado Federal Savings BankCO
    107.12%
  8. 8
    Slovenian Savings and Loan Association of CanonsburgPA
    106.39%
  9. 9
    Midwest National BankIL
    105.16%
  10. 10
    Home Federal Savings and Loan AssociationSC
    104.41%

Continue exploring

Related metrics

Net Interest MarginYield on Earning AssetsInterest Income to AssetsInterest Expense to AssetsCost of Interest-Bearing Deposits