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BDI
AB

Adirondack Bank

Utica, New YorkFDIC Cert #28380

STATEEstablished 189819 branches

Holding company: ADIRONDACK BCORP INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.05B$881M
Q3 2021$1.06B$879M
Q4 2021$958M$807M
Q1 2022$1.05B$890M
Q2 2022$991M$871M
Q3 2022$1.01B$896M
Q4 2022$954M$824M
Q1 2023$983M$895M
Q2 2023$969M$871M
Q3 2023$974M$878M
Q4 2023$964M$837M
Q1 2024$984M$895M
Q2 2024$956M$866M
Q3 2024$986M$889M
Q4 2024$932M$838M
Q1 2025$994M$911M
Q2 2025$960M$874M
Q3 2025$1B$913M
Q4 2025$942M$848M
Q1 2026$1.01B$923M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.01B
+1.6%y/y
Percentile by value1st percentileby value
Peer standing in asset:1b_3b
FDICASSET
Deposits
$923M
+1.3%y/y
Percentile by value13th percentileby value
Peer standing in asset:1b_3b
FDICDEP
Gross loans
$611M
−1.8%y/y
Percentile by value6th percentileby value
Peer standing in asset:1b_3b
FDICLNLSGR
Net loans
$606M
−1.9%y/y
Percentile by value6th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
Securities
$296M
+4.6%y/y
Percentile by value62nd percentileby value
Peer standing in asset:1b_3b
FDICSC
Cash
$55.5M
+36.5%y/y
Percentile by value30th percentileby value
Peer standing in asset:1b_3b
FDICCHBAL
Liabilities
$937M
+1.2%y/y
Percentile by value8th percentileby value
Peer standing in asset:1b_3b
FDICLIAB
Equity
$73.5M
+7.1%y/y
Peer standing1st percentile
Peer standing in asset:1b_3b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$10.2M
+3.8%y/y
Peer standing12th percentile
Peer standing in asset:1b_3b
FDICNIM + NONII
NII
$8.83M
+4.1%y/y
Peer standing13th percentile
Peer standing in asset:1b_3b
FDICNIM
Noninterest income
$1.4M
+2.0%y/y
Peer standing31st percentile
Peer standing in asset:1b_3b
FDICNONII
Provision
$0
−100.0%y/y
Percentile by value11th percentileby value
Peer standing in asset:1b_3b
FDICELNATR
Pretax income
$505K
−35.1%y/y
Peer standing4th percentile
Peer standing in asset:1b_3b
FDICPTAXNETINC
Net income
$466K
−31.2%y/y
Peer standing4th percentile
Peer standing in asset:1b_3b
FDICNETINC