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BDI
AB

Ally Bank

Sandy, UtahFDIC Cert #57803

STATEEstablished 20041 branch

Holding company: ALLY FINANCIAL INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
2.37%
−4.9%y/y
Peer standing1st percentile
Peer standing in asset:gte_10b
FDICP3ASSET + LNLSGR
90+ %
0.01%
−82.6%y/y
Peer standing58th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.93%
−11.3%y/y
Peer standing21st percentile
Peer standing in asset:gte_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.94%
−15.5%y/y
Peer standing32nd percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.71%
−14.3%y/y
Peer standing27th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.32B
−12.8%y/y
Peer standing13th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
1.22%
−17.3%y/y
Peer standing7th percentile
Peer standing in asset:gte_10b
FDICNTLNLS + LNLSGR
NCO
$416M
−17.9%y/y
Peer standing6th percentile
Peer standing in asset:gte_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
2.53%
+0.8%y/y
Percentile by value92nd percentileby value
Peer standing in asset:gte_10b
FDICLNATRES + LNLSGR
30–89
$3.32B
−1.9%y/y
Peer standing3rd percentile
Peer standing in asset:gte_10b
FDICP3ASSET
90+
$16M
−82.0%y/y
Peer standing33rd percentile
Peer standing in asset:gte_10b
FDICP9ASSET
Nonaccrual
$1.31B
−8.5%y/y
Peer standing9th percentile
Peer standing in asset:gte_10b
FDICNAASSET