BDI
AE

American Express National Bank

Sandy, UtahFDIC Cert #27471

OCCEstablished 19891 branch

Holding company: AMERICAN EXPRESS CORegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.60%
−3.6%y/y
Peer standing23rd percentile
Peer standing in asset:gte_10b
FDICP3ASSET + LNLSGR
90+ %
0.32%
−5.0%y/y
Peer standing15th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.41%
+10.4%y/y
Peer standing67th percentile
Peer standing in asset:gte_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.73%
+3.0%y/y
Peer standing51st percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.57%
+3.2%y/y
Peer standing40th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.23B
+10.3%y/y
Peer standing14th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
2.51%
−8.3%y/y
Peer standing3rd percentile
Peer standing in asset:gte_10b
FDICNTLNLS + LNLSGR
NCO
$1.03B
−1.2%y/y
Peer standing4th percentile
Peer standing in asset:gte_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
3.43%
−1.3%y/y
Percentile by value94th percentileby value
Peer standing in asset:gte_10b
FDICLNATRES + LNLSGR
30–89
$1.01B
+3.3%y/y
Peer standing8th percentile
Peer standing in asset:gte_10b
FDICP3ASSET
90+
$545M
+1.8%y/y
Peer standing8th percentile
Peer standing in asset:gte_10b
FDICP9ASSET
Nonaccrual
$686M
+18.2%y/y
Peer standing14th percentile
Peer standing in asset:gte_10b
FDICNAASSET