Arlo Bank

Springfield, MissouriFDIC Cert #29143

STATEEstablished 19231 branch

Holding company: ARLO FINANCIAL HOLDINGS INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

0.00%

−100.0%y/y

Peer standing100th percentile

FDICP3ASSET + LNLSGR

90+ %

0.00%

−100.0%y/y

Peer standing100th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

0.47%

−54.2%y/y

Peer standing38th percentile

FDICNAASSET + LNLSGR

Noncurrent %

0.47%

−60.0%y/y

Peer standing47th percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

0.73%

−2.5%y/y

Peer standing28th percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$1.66M

+64.0%y/y

Peer standing23rd percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.00%

Peer standing74th percentile

FDICNTLNLS + LNLSGR

NCO

Peer standing74th percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

1.26%

−19.8%y/y

Percentile by value57th percentileby value

FDICLNATRES + LNLSGR

30–89

−100.0%y/y

Peer standing100th percentile

FDICP3ASSET

90+

−100.0%y/y

Peer standing100th percentile

FDICP9ASSET

Nonaccrual

$795K

−10.1%y/y

Peer standing30th percentile

FDICNAASSET