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BDI
BP

Bank of Pensacola

Pensacola, FloridaFDIC Cert #21284

STATEEstablished 19732 branches

Holding company: FIVE FLAGS BANKS INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$133M$120M
Q3 2021$138M$125M
Q4 2021$158M$145M
Q1 2022$157M$143M
Q2 2022$158M$145M
Q3 2022$148M$134M
Q4 2022$145M$132M
Q1 2023$148M$136M
Q2 2023$145M$126M
Q3 2023$141M$127M
Q4 2023$147M$134M
Q1 2024$144M$127M
Q2 2024$147M$129M
Q3 2024$147M$130M
Q4 2024$145M$130M
Q1 2025$139M$126M
Q2 2025$150M$137M
Q3 2025$142M$128M
Q4 2025$144M$130M
Q1 2026$143M$128M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$143M
+2.4%y/y
Percentile by value26th percentileby value
Peer standing in asset:100m_300m
FDICASSET
Deposits
$128M
+2.1%y/y
Percentile by value33rd percentileby value
Peer standing in asset:100m_300m
FDICDEP
Gross loans
$78.2M
+8.0%y/y
Percentile by value21st percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$77.6M
+8.0%y/y
Percentile by value22nd percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Securities
$44.7M
−23.8%y/y
Percentile by value62nd percentileby value
Peer standing in asset:100m_300m
FDICSC
Cash
$18.5M
+167.3%y/y
Percentile by value63rd percentileby value
Peer standing in asset:100m_300m
FDICCHBAL
Liabilities
$129M
+2.0%y/y
Percentile by value28th percentileby value
Peer standing in asset:100m_300m
FDICLIAB
Equity
$13.8M
+6.2%y/y
Peer standing22nd percentile
Peer standing in asset:100m_300m
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$1.14M
+17.3%y/y
Peer standing13th percentile
Peer standing in asset:100m_300m
FDICNIM + NONII
NII
$1.06M
+19.6%y/y
Peer standing16th percentile
Peer standing in asset:100m_300m
FDICNIM
Noninterest income
$74K
−7.5%y/y
Peer standing21st percentile
Peer standing in asset:100m_300m
FDICNONII
Provision
$0
Percentile by value6th percentileby value
Peer standing in asset:100m_300m
FDICELNATR
Pretax income
$460K
+39.8%y/y
Peer standing36th percentile
Peer standing in asset:100m_300m
FDICPTAXNETINC
Net income
$352K
+34.9%y/y
Peer standing30th percentile
Peer standing in asset:100m_300m
FDICNETINC