Bank of Stockton

Stockton, CaliforniaFDIC Cert #1536

STATEEstablished 186721 branches

Holding company: 1867 WESTERN FINANCIAL CORPRegulator: FDIC

FDICCERT + OFFDOMfiled 2026-07-30

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q2 2026FDICCall Reportfiled 2026-07-30

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

0.12%

+1.7%y/y

FDICP3ASSET + LNLSGRfiled 2026-07-30

90+ %

0.00%

−100.0%y/y

FDICP9ASSET + LNLSGRfiled 2026-07-30

Nonaccrual %

0.08%

−59.1%y/y

FDICNAASSET + LNLSGRfiled 2026-07-30

Noncurrent %

0.08%

−59.2%y/y

FDICP9ASSET + NAASSET + LNLSGRfiled 2026-07-30

NPA/assets

0.04%

−60.6%y/y

FDICP9ASSET + NAASSET + ORE + ASSETfiled 2026-07-30

NPA

$2.02M

−57.5%y/y

FDICP9ASSET + NAASSET + OREfiled 2026-07-30

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.05%

+50.5%y/y

FDICNTLNLS + LNLSGRfiled 2026-07-30

NCO

$611K

+55.9%y/y

FDICNTLNLS + DRLNLS + CRLNLSfiled 2026-07-30

ACL/loans

3.19%

−1.8%y/y

FDICLNATRES + LNLSGRfiled 2026-07-30

30–89

$2.97M

+5.8%y/y

FDICP3ASSETfiled 2026-07-30

90+

−100.0%y/y

FDICP9ASSETfiled 2026-07-30

Nonaccrual

$2.02M

−57.4%y/y

FDICNAASSETfiled 2026-07-30