BDI
B

BankNewport

Middletown, Rhode IslandFDIC Cert #18129

STATEEstablished 181920 branches

Holding company: OCEANPOINT FINL PARTNERS MHCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.18%
−79.3%y/y
Peer standing70th percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.74%
−12.5%y/y
Peer standing36th percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.74%
−12.5%y/y
Peer standing41st percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.60%
−12.0%y/y
Peer standing37th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$18.4M
−5.3%y/y
Peer standing59th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.02%
−50.5%y/y
Peer standing67th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$136K
−47.7%y/y
Peer standing69th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.85%
+2.6%y/y
Percentile by value18th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$4.58M
−77.6%y/y
Peer standing76th percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$18.4M
−5.3%y/y
Peer standing52nd percentile
Peer standing in asset:3b_10b
FDICNAASSET