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BDI
B

Baybank

Gladstone, MichiganFDIC Cert #1092

STATEEstablished 19123 branches

Holding company: BAYBANK CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$132M$116M
Q3 2021$131M$115M
Q4 2021$132M$116M
Q1 2022$133M$118M
Q2 2022$133M$118M
Q3 2022$138M$121M
Q4 2022$142M$126M
Q1 2023$144M$127M
Q2 2023$147M$129M
Q3 2023$151M$134M
Q4 2023$156M$138M
Q1 2024$155M$137M
Q2 2024$155M$137M
Q3 2024$157M$137M
Q4 2024$160M$141M
Q1 2025$166M$146M
Q2 2025$165M$145M
Q3 2025$166M$144M
Q4 2025$169M$144M
Q1 2026$175M$148M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$175M
+5.8%y/y
Percentile by value45th percentileby value
Peer standing in asset:100m_300m
FDICASSET
Deposits
$148M
+1.0%y/y
Percentile by value45th percentileby value
Peer standing in asset:100m_300m
FDICDEP
Gross loans
$132M
+7.4%y/y
Percentile by value61st percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$130M
+7.4%y/y
Percentile by value61st percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Securities
$24.7M
−3.2%y/y
Percentile by value36th percentileby value
Peer standing in asset:100m_300m
FDICSC
Cash
$12.3M
+13.7%y/y
Percentile by value44th percentileby value
Peer standing in asset:100m_300m
FDICCHBAL
Liabilities
$158M
+4.7%y/y
Percentile by value47th percentileby value
Peer standing in asset:100m_300m
FDICLIAB
Equity
$17.2M
+16.6%y/y
Peer standing38th percentile
Peer standing in asset:100m_300m
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$2.1M
+15.9%y/y
Peer standing58th percentile
Peer standing in asset:100m_300m
FDICNIM + NONII
NII
$1.9M
+19.2%y/y
Peer standing62nd percentile
Peer standing in asset:100m_300m
FDICNIM
Noninterest income
$198K
−7.9%y/y
Peer standing60th percentile
Peer standing in asset:100m_300m
FDICNONII
Provision
$60K
+100.0%y/y
Percentile by value78th percentileby value
Peer standing in asset:100m_300m
FDICELNATR
Pretax income
$755K
+17.1%y/y
Peer standing64th percentile
Peer standing in asset:100m_300m
FDICPTAXNETINC
Net income
$607K
+20.7%y/y
Peer standing60th percentile
Peer standing in asset:100m_300m
FDICNETINC